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STEMMA
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Inheritance

Someone will do this for you. Decide how hard it is.

The average estate takes a family sixteen months of calls, forms and guesswork — most of it just finding out what exists. A sealed vault turns that search into a handover.

Name your beneficiaries What receiving looks like →

Each entry carries a name. Not the vault — the entry.

Estates aren't monolithic and neither are families. Your spouse shouldn't need the business's registrar login; your co-founder shouldn't read your letters. Assignment is per item, and changing your mind is one tap while you're alive.

EntryPasses to
Household finances — 41 entries MAMaya
Will & estate documents ANAna — executor
Cold wallet — seed phrase MADAjointly
Letter — "for Daniel, at 25" DADaniel · held until 2031
The receiving end

Three envelopes, in effect.

FIRST

An invitation that explains itself

After release clears, each person gets a message you helped write: what Stemma is, what you left them, and that there's no rush. Identity is verified before anything opens.

THEN

Their entries, already in order

Accounts labeled in your words, documents with the original's location, codes that still work. A checklist view turns "settle the estate" into a sequence of finished lines.

ON TOP

The letter

Sealed until release, addressed to one person, shown before any account or number. The practical vault earns its keep here; this is the part they keep.

Grief is unavoidable. The scavenger hunt isn't.

Every locked account, every unknown wallet, every unsigned hint is a task you're leaving to the person you'd least want burdened. An hour in the vault retires dozens of them.

Name the people. Write the letter.
Then go live your life.

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